Flare is steadily building momentum in institutional finance, and its XRP-based decentralized finance (DeFi) framework just gained another public company supporter. Everything Blockchain Inc. (OTC: EBZT) has signed a memorandum of understanding to adopt Flare’s XRPFi framework, joining VivoPower International PLC (NASDAQ: VVPR) as early adopters of the system.
What Flare’s XRPFi Framework Does
Flare’s system aims to turn XRP, historically a non-yielding asset, into a productive financial instrument for companies. At its core:
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FAssets System: A trustless bridge that brings smart contract capabilities to XRP and other tokens like Bitcoin.
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Firelight Restaking Layer: Lets companies convert XRP into FXRP and allocate it across decentralized lending, staking, and liquidity protocols.
Combined, these features allow corporate treasuries to earn yield from XRP while maintaining governance, security, and compliance.
Institutional Adoption Signals a Shift
Flare’s XRPFi framework is still in early stages, but adoption by two public companies signals growing institutional interest:
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VivoPower International PLC: Previously committed $100 million in XRP to Flare’s ecosystem.
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Everything Blockchain Inc.: Recently signed an MOU to explore XRPFi for treasury yield.
According to Hugo Philion, Flare’s co-founder and CEO, “Flare enables a compliant, on-chain, non-custodial yield framework for corporate treasuries. Public companies like VivoPower and Everything Blockchain are showing that XRPFi is becoming a legitimate institutional tool.”
Corporate Perspective
EBZT’s CEO, Arthur Rozenberg, emphasized that the move reflects a broader trend in how public companies approach blockchain assets:
“This is about unlocking the true financial utility of digital assets like XRP, not just as speculative holdings, but as yield-bearing instruments that can grow over time. Flare provides the infrastructure to do this safely and transparently.”
While the total value involved remains modest compared to Bitcoin or Ethereum treasury pilots, these public endorsements give XRP a new narrative: less speculation, more yield, and potential adoption on corporate balance sheets.
Why This Matters
XRP’s transition from a purely transactional token to a yield-generating asset could:
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Encourage more public companies to consider corporate treasury allocations in XRP.
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Strengthen XRP’s position in the DeFi ecosystem.
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Offer a model for compliant, secure, and non-custodial yield generation.
Flare’s XRPFi framework may still be in its infancy, but these initial partnerships demonstrate the potential for XRP to evolve into a mainstream financial tool for institutions.
Also Read: Bitcoin Price Prediction: Could BTC Really Hit $190,000 in 2025?
FAQs
1. What is Flare’s XRPFi framework?
XRPFi is Flare’s DeFi system that allows companies to convert XRP into FXRP and earn yield through decentralized lending, staking, and liquidity protocols.
2. Which public companies have adopted XRPFi?
Currently, VivoPower International PLC and Everything Blockchain Inc. have publicly committed to using the framework for treasury yield.
3. How does XRPFi generate yield for institutions?
Through the FAssets bridge and Firelight restaking layer, XRP can be allocated across decentralized financial protocols, earning interest or staking rewards while remaining non-custodial.
4. Why is this adoption important for XRP?
It shifts the narrative from speculative trading to productive use, showing that XRP can serve as a yield-bearing corporate asset.
5. Is XRPFi widely adopted yet?
No, it’s still early. But public company adoption signals growing institutional interest and sets a precedent for broader corporate use.